After 2025, is it fair to merge pensions？ Job titles still affect your pension.

　　The implementation of the pension system provides a very good guarantee mechanism for the staff to provide for the elderly with peace of mind. However, with the continuous development of society, the dual-track pension system also affects the pension treatment of employees, especially the existing dual-track pension system for enterprise personnel, civil servants and staff of public institutions, which makes everyone vomit.

　　However, since the news that the 10-year middle-aged pension system was implemented in 2014 and the pension will be merged in 2024, the pensions of employees in the system and enterprises will be completely merged in 2025, which may not be good news for those who have compiled it.

　　The document was issued in 2014, and the decade from 2014 to 2024 is a transitional period. Those who retire during this period are called Chinese people, and those who retire after 2024 are called newcomers, and a new pension system is implemented.

　　Prior to this, the retirement salary of the staff was mainly based on their pre-retirement salary, and people who had compiled a long time ago did not have to pay social security. Of course, they have to pay now.

　　Therefore, the retirement wages of people who are retired now are very high, which has actually caused dissatisfaction among many people in society.

　　According to the online news, after it was implemented in 2024, the same policy as that of civil servants' retirement is to calculate pensions according to the money paid and the year.

　　If this is the case, the retirement salary of civil servants will not be very high, because the social security base paid by grassroots civil servants is not high. Many of my high school classmates work in large enterprises, and the social security payment base is much higher than mine, which means that if this continues, their retirement salary will be much higher than mine.

　　In fact, I support this kind of reform. Everyone is equal, and so is retirement salary. Retirement salary means that people who should pay more money and have more years are higher, which is fair.

　　However, many people believe that after the end of the ten-year transition period, that is, starting from 2025, the pensions of retirees in government agencies and institutions will be completely accounted for by the "new method", and there will be no relationship with job titles at that time. In fact, this statement is wrong for three main reasons:

　　First, after the transition period, the "middle people" who retired by plane (those who joined the work before September 30, 2014, and retired after October 1, 2014) still have the deemed payment, although the "new method" is adopted to calculate their pensions, and the deemed payment index is still used to calculate their basic pensions and transitional pensions. Everyone knows that this deemed payment index is mainly related to my post title before retirement. The higher the post title, the higher the deemed payment index, and the higher the basic pension and transitional pension calculated accordingly.

　　Second, even if all the "middlemen" quit the historical stage one day, the great role of job titles can't be ignored for the "newcomers" (those who joined the work after October 1, 2014). The higher the job title, the more on-the-job contributions, and the more personal accounts for pensions and occupational annuities. The pensions and annuities received after retirement will naturally rise.

　　Thirdly, there is another important reason. According to the relevant policies, mechanical retirees have had a "retiree subsidy" since 2022. This subsidy is paid according to 70% of the basic performance award of the on-the-job personnel at the same level as my previous job title.

　　Finally, the fact that some aircraft retirees have not received the "retiree subsidy" at present can never mean that there is no such policy. The high probability is that the region where they are located has temporarily chosen to stay put because of the tight financial resources. What do you think of this?